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Sr. Consumer Loan Underwriter in Huntington Beach, CA at Nuvision Credit Union

Date Posted: 5/16/2018

Job Snapshot

Job Description

Pay Range: $23.66-$29.57/hour

Underwrites Consumer Loans, Credit Cards and Home Equity Lines-of-credit (HELOC) applications.


  • Reviews loan requests, accepts incoming calls from members, and/or internal members, and evaluates requests for review of loan decisions. Interacts with members and internal members to discuss loan decisions, and review of loan applications and structures/rules.

  • Reviews pertinent financial and credit data and evaluates credit quality within delegated authority limits.  Approves, sets conditions and denies applications submitted for approval outside standard loan decision matrix and matrix limits. Determines appropriate counter-offer and/or pre-approves members for additional loan products.

  • Makes every possible effort to approve loans for members within sound lending practices and regulatory requirements. Ensures that all exceptions made are fully documented in loan notes to adequately justify any loan decisions made that may fall outside of policy or procedure guidelines.

  • Supports and participates in continuous improvement activities.

  • Represents the Credit Union in a positive and professional manner.

  • Other related duties as assigned.

Underwrites Consumer, Credit Card, and Home Equity Lines-of-Credit (HELOC) applications.

Job Requirements


  • 1 year consumer loan operations experience and 1 year underwriting experience is required. HELOC underwriting experience is preferred.

  • Working knowledge of NCUA lending regulations, and consumer lending and collections concepts and practices.

  • High School Diploma or GED is required.